Research from The Federal Reserve Bank of Atlanta found that Americans understanding of personal finance is so inadequate that many recent home buyers could not calculate the amount of money needed to buy a $300 item on a 50% off sale!
According to another report by a major university, Americans do not appreciate risks and rewards of credit. They lack basic knowledge of banking systems. They are unable to develop or maintain a budget and cannot demonstrate how or why to make investments.
Lack of knowledge about personal financial management can lead to poor decisions and stress. Worrying about money for even 15 minutes a day cheats you and your family out of almost three days every year!
Maybe you want to know how to avoid financial trouble — or fix trouble you may be in already — but you don’t have the time, money or resources to get started.
As a PenFed member, you can receive a scholarship from Grantham University to take an eight-week online course on personal financial management. There are only 1,000 scholarships available covering tuition 100%. Plus, you receive three credits from Grantham University when you pass!
The course is filled with real-world, practical tools you and your family can use to build your financial future. Designed by world-renowned economist, Dr. Mark Skousen, you will learn to:
About Grantham University
Established in 1951, Grantham University offers 40+ online degree programs, including associate, bachelor’s and master’s degrees as well as certificate programs. All Grantham University courses are 100% online, serving more than 14,000 active students. Headquartered in Kansas City, Missouri, Grantham University has repeatedly been named a Military-Friendly University and has been recognized for its dedication to online student success. Grantham University is honored to have been selected as a partner for the Pentagon Federal Credit Union.